One of the biggest ways that getting a credit card is better for you than getting a debit card or other payment method, is that just getting and keeping a credit card helps establish and raise your credit score. Using it regularly can also boost your credit score. But first, what is a credit score? … Continue reading Credit Cards, Part 2: Credit Scores

For a significant portion of my life, a “credit card” was about as bad to me as rock and roll is to some people (The Devil’s Music, it was called in my youth). Even after rock and roll made its way into my life, credit cards still gave me the creeps. I had only ever … Continue reading Credit Cards, Part 1: My Path to Plastic

I have had a fascination with tools my entire life. Now, when I say tools, I’m referring to tools of various sorts. Hammers, axes, wrenches, and so on, are tools of course. There are other tools, though, that you use on a regular basis that would never strike you as “tools.” The pen or pencil … Continue reading How a keyboard got me here

My name is Lance. I was born and raised in a small town in Indiana. I enjoy telling stories, giving advice, getting advice, asking questions, and furthering understanding (my own and that of others). Every time I give someone helpful advice, I feel like I should be sharing it with more people. Every time I … Continue reading Welcome